Occupational Pension
Attract the Best Talent with APS
Recruit, retain, and reward your employees by enhancing their retirement security and helping them save for their pension years. This investment in their future also helps strengthen your reputation as a caring employer.
Both you and your employees can claim a 25% tax credit on contributions each year, up to €750.
With the APS Occupational Pension Scheme, you can:
- Attract and retain skilled talent to strengthen your team.
- Support your team’s financial well-being and long-term security.
- Improve working conditions and demonstrate a commitment to your workforce.
- Reap fiscal advantages for both your organisation and team.
- Establish yourself as an Employer of Choice, setting your business apart in a competitive market.
Additional benefits for your team
The APS Occupational Pension Scheme offers even more benefits to make this offering truly stand out:
- Flexible pension contributions
- Free annual dental check-up or eye-vision test
- Free mental health awareness sessions
- Gym incentives
Why choose APS Bank?
At APS Bank we believe in valuing employees by safeguarding their present and future welfare, which is why we make setting up an occupational pension scheme virtually effortless.
We have the vision and expertise to transform financial stress into dynamic savings. As the local community Bank, with over 100 years of experience, we pride ourselves on nurturing the personal connection between an employer and their employees. We truly believe that offering such incentives to your employees leads to a more productive and happier workplace, and significantly affects your employee retention rate.
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Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR4012 (as distributor of the scheme) and Praxis PES Malta Ltd (as the Retirement Scheme Administrator). Praxis PES Malta Limited is authorised by the Malta Financial Services Authority to act as a Retirement Scheme Administrator to Retirement Schemes registered under the Retirement Pensions Act, 2011. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The APS Occupational Pension Scheme is licensed and regulated as an occupational retirement scheme by the Malta Financial Services Authority in terms of the Retirement Pensions Act (Chapter 514 of the Laws of Malta). Terms and conditions apply and are available on apsbank.com.mt/terms-and-conditions and apsbank.com.mt/occupational-pension. There is no statutory provision for compensation in the case where a retirement scheme is unable to satisfy the liabilities attributable to it and the license of the Scheme is not an endorsement by the MFSA of the Scheme’s financial performance.
