APS Bank has launched a new capital-guaranteed, structured deposit product, the APS Kapital Plus 19. With a minimum deposit of €5,000 fixed for three years, this limited-time offer presents a secure investment opportunity, at a competitive fixed interest rate of 2.5% gross (per annum), paid annually for the first two years, with no initial or annual charges. There is also the possibility of earning a bonus in the third year, tied to the performance of the APS Ethical Cautious Fund which is actively managed by ReAPS Asset Management Limited.
Josef Portelli, Managing Director at ReAPS Asset Management and Head of Investment Management at APS Bank commented, “With APS Kapital Plus 19, we are offering a secure solution tailored to cautious investors who prioritise protecting their capital while seeking consistent, modest returns. This product is ideal for those who prefer stability over volatility and are looking to grow their savings without taking on unnecessary risk, whilst also being willing to participate in the performance of one of our funds. Our goal is to provide a dependable investment option with the potential for an additional bonus at the end of the term.”
Please visit apsbank.com.mt/kapital-plus-19 for more information.
Approved and issued by APS Bank plc, APS Centre, Tower Street, Birkirkara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. APS Bank plc is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018. Terms and conditions apply and are available onapsbank.com.mt/kapital-plus-19.
This information shall not be deemed as investment, tax, or any other form of professional advice. You should consult your independent legal, investment or other advisors to ensure that any decision you make is suitable for you with regards to your specific circumstances and financial situation. The Bonus linked to the performance of the underlying instrument is not guaranteed. The income you get from this investment may go down as well as up and past performance is not a guarantee to future performance. The Account Holder is not allowed to cancel or withdraw (partial or full) the Principal Amount before the Account Maturity Date and as such is not repayable on demand. Distribution is restricted in or into Malta.
