What is APS Kapital Plus 18?
This is a capital-guaranteed structured deposit account offering a fixed annual interest for the first two years and the opportunity to earn a potential bonus in the third year.
Features & benefits
- Limited offer
- Minimum deposit of €5,000 with a three-year fixed term
- Fixed interest of 2.5% (gross) paid annually for the first two years
- Denominated in Euro
- No initial or annual charges
- Potential bonus can be earned in the third year
- Capital guaranteed
How does the potential bonus work?
The bonus is based on the performance of the APS Multi-Asset Strategy 6% Volatility Target EUR Excess Return Strategy No. 2.
If this index does well, you will benefit from a bonus in the third year.
If this index performs negatively, you will not benefit from a bonus, yet still receive your capital at maturity date.
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Approved and issued by APS Bank plc, APS Centre, Tower Street, Birkirkara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. APS Bank plc is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018. Terms and conditions apply and are available upon request.
This information shall not be deemed as investment, tax, or any other form of professional advice. You should consult your independent legal, investment or other advisors to ensure that any decision you make is suitable for you with regards to your specific circumstances and financial situation. The Bonus is linked to the performance of the Index is not guaranteed. The income you get from this investment may go down as well as up and past performance is not a guarantee to future performance. The Account Holder is not allowed to cancel or withdraw (partial or full) the deposit amount before the Account Maturity Date and as such is not repayable on demand. Distribution is restricted in or into Malta.