Basic payment account
Personal Banking Made Easy with the APS Basic Payment Account
The APS Basic Payment Account offers the flexibility to receive and make payments at your own convenience. In addition, you'll have access to our APS Visa Debit Card to deposit and withdraw your funds at any given moment.
To apply for this Deposit Account, you must be legally residing in an EU country and do not hold another Deposit Account in Malta.
This account can only be opened in Euro (€) currency and can be opened / operated by a single account holder.
Benefits of the APS Basic Payment Account
✓ Free myAPS internet and mobile banking services to manage your money anytime, anywhere
✓ Deposit and withdraw funds using your APS Visa Debit Card
✓ Standing Orders and Direct
Everything you need to open an APS Basic Payment Account
To open a Basic Payment Account, you will need to present a valid passport or a valid national or other government-issued identity card/document.
If the documents mentioned above do not include a residential address, please present one of the following:
- A valid driving license
- Correspondence from a central or local government authority, department, or agency
- A recent statement or reference letter issued by a recognised credit institution or entity carrying out relevant financial business in a Member State of the EU
- A recent utility bill
If you would like to deposit your salary in the Basic Payment Account, you also need to present:
- The Jobsplus Employment History if you work in Malta; or
- A document equivalent to the Jobsplus Download from your country of employment if you work in another EU country (Document needs to be in the English language)
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Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is a participant in the Depositor Compensation Scheme established under the laws of Malta. Terms and conditions apply and are available on apsbank.com.mt/terms-and-conditions.
