Attract the Best Talent with the APS Occupational Pension Scheme

What is the APS Occupational Pension Scheme?

Top up your workforce’s State-funded pension and make sure that your employees feel valued with the APS Occupational Pension Scheme.  The APS Occupational Pension Scheme will provide a top up to the state pension during retirement and ensure that your retired employees are better equipped financially to enjoy the longest holiday from work when they retire.

With the APS Occupational Pension Scheme, you can:

  • Stop/start/increase/decrease premiums without penalty
  • Save at affordable levels
  • Take advantage of tax credits
  • Profit from a low charging structure
  • Choose from managed investment strategies
  • Benefit from a transparent and easy-to-understand product
  • Use an online portal with 24/7 access to individual data and analysis tools

Why choose APS Bank?

We understand and believe in the importance of showing your employees that you care about their present and future.

We have the vision and expertise to transform financial stress into dynamic savings. As a community Bank, boasting over 100 years of experience, we pride ourselves on nurturing the personal connection between an employer and their employees. We truly believe that offering such incentives to your employees leads to a more productive and happier workplace, and significantly affects your employee retention rate.

Scheme document - APS Occupational Pension Scheme
Scheme particulars - APS Occupational Pension Scheme
HSF Health Plan brochure
HSF Health Cash Plan
HSF - How to claim

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Approved and Issued by APS Bank plc, of APS Centre, Tower Street, B’Kara BKR4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The APS Occupational Pension Scheme is licensed and regulated as an occupational retirement scheme by the Malta Financial Services Authority in terms of the Retirement Pensions Act (Chapter 514 of the Laws of Malta). Terms and Conditions apply and are available on Terms and Conditions - APS Bank.

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